Terms of Service
Effective Date: February 16, 2025
1. Agreement to Terms
By accessing or using this website and submitting your information through our quote request form, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service and our Privacy Policy. If you do not agree, please do not use this website or submit your information.
2. Our Services
This website provides a venue through which you can request life insurance quotes and be connected with Elijah Brandow, a licensed insurance professional based in Scottsdale, Arizona. We are a lead generation and marketing platform. We do not sell insurance policies, provide insurance advice, or make underwriting decisions. We connect consumers with independently licensed insurance professionals who can assist with your insurance needs.
We do not endorse or guarantee any particular quote, rate, or policy. All insurance products and services are provided by licensed agents, brokers, and carriers—not by us. You are solely responsible for your insurance decisions.
3. Consent to Contact
By submitting the quote request form and providing your name, phone number, email address, or other contact information, you expressly authorize Elijah Brandow, his affiliates, and partner companies to contact you by telephone, email, text message (SMS), and other means at the contact information you provide.
You agree that such communications may be made using an automated telephone dialing system, prerecorded calls, or text messages, even if your phone number is on a state or national Do Not Call registry. Your consent is not required to make a purchase. Message and data rates may apply.
4. Eligibility and Accuracy
You must be at least 18 years old and a U.S. resident to use this service. You agree to provide true, accurate, current, and complete information when submitting the form. Providing false or misleading information may result in invalid quotes or denial of service.
5. Disclaimer of Warranties
This website and its services are provided "as is" and "as available" without warranties of any kind. We make no representations or warranties regarding the accuracy, completeness, or suitability of any information. We do not guarantee that you will receive quotes, be matched with a provider, or obtain any particular rate or coverage.
6. Limitation of Liability
To the fullest extent permitted by law, we shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of this website or your interactions with any insurance professional or carrier. We are not responsible for the products, services, or conduct of any third party.
7. Third-Party Services
This website may contain links to or integrate with third-party services. We are not responsible for the content, privacy practices, or terms of those third parties. Your use of third-party services is at your own risk.
8. Modifications
We may update these Terms of Service from time to time. The updated version will be effective as of the date posted. Your continued use of the website after changes constitutes acceptance of the modified terms.
9. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the State of Arizona, without regard to its conflict of law provisions.
10. Contact Us
If you have questions about these Terms of Service, please contact us at EliBrandowFinancial@gmail.com or call (720) 270-1458.